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Known-risk doctrine

Overton v. Consolidated Ins. Co.

The court holds that a pollution exclusion clause did not bar an insurer's duty to provide coverage to a city power agency sued by an asbestos removal company for additional remuneration under an asbestos removal contract. The insurer...

Rohm & Haas Co. v. Continental Cas. Co.

The court upholds the reversal of a trial court's grant of judgment notwithstanding the verdict (JNOV) in favor of a chemical manufacturer that was denied insurance coverage for soil, groundwater, and surface water pollution at one of...

Pittston Co. v. Allianz Ins. Co.

The court holds that two insureds' claims arising from a polluted oil transfer terminal are not barred by the doctrine of known loss, nor are they unambiguously precluded by the comprehensive marine liability package (CMLP) policies at...

CPC Int'l, Inc. v. Aerojet-General Corp.

Applying Michigan law to an insurance dispute, the court adopts the doctrines of known-risk and loss-in-progress, and denies coverage because the insured's environmental director knew or reasonably should have known of a substantial...